Our Services

An NPA (Non-Performing Asset) refers to a loan or advance where the borrower has failed to make scheduled payments for a specified period, typically 90 days or more. These assets are considered non-performing accounts for financial institutions, and the SARFAESI Act provides a legal framework to resolve such defaults, ensuring timely recovery of dues and minimizing losses for banks and lenders.

"Expert SARFAESI Solutions for Non-Performing Asset (NPA) Recovery"

At Kaizen and Shield, we specialize in offering SARFAESI Enforcement Services tailored to help financial institutions resolve Non-Performing Assets (NPA) efficiently and in full compliance with legal frameworks. Our service suite covers all aspects of the SARFAESI Act, including initiating actions, enforcement, asset repossession, debt recovery, and assistance with property auctions, offering a comprehensive solution for managing defaulted loans.

With extensive experience and in-depth knowledge of SARFAESI-driven debt recovery, we provide our clients with the expertise to navigate the complexities of the SARFAESI enforcement process.

Our Solutions

The SARFAESI Act provides a powerful tool for financial institutions to recover bad loans and secure their assets. However, the SARFAESI enforcement process can be complex and challenging without the right expertise. At Kaizen and Shield, we specialize in resolving NPA accounts by providing end-to-end SARFAESI compliance and enforcement solutions, including:

• Resolution of NPA Accounts
• Asset Repossession under the SARFAESI Act 2002
• Efficient Debt Collection and Recovery
• Securitization of Financial Assets
• Assistance in Execution of Section 13(2) and Section 14 Orders

We aim to reduce the time and complexity of SARFAESI enforcement, offering a streamlined process that ensures prompt and accurate recovery of dues.

Key Features of Our SARFAESI Enforcement Services

• PAN-India Reach: With a presence in major cities across the country, we provide seamless SARFAESI enforcement services, ensuring timely action no matter where the asset is located.
• Comprehensive Process Knowledge: We understand the intricacies of the SARFAESI Act and are proficient in every step of the process - from invocation of SARFAESI proceedings 13(2) notice to asset repossession and assistance in property auctions.
• Expert Team of Professionals: Our workforce includes skilled professionals, including legal experts, recovery agents, and advocates, who are well-versed in the SARFAESI enforcement process.
• Liaison with Government Agencies: Our long-standing relationships with government agencies enable us to execute SARFAESI orders with speed and efficiency.
• Proprietary CRM for Real-Time Updates: We use a proprietary CRM system to ensure transparency and provide clients with real-time updates on the progress of their recovery.
• Drafting and Serving Notices: We handle the drafting and serving of notices under Section 13(2) of the SARFAESI Act, ensuring full legal compliance and timely notification to borrowers. Our USP lies in automating the preparation of 13(2) notices using our CRM and other specialized software.
• Property Auctions: We assist in SARFAESI property auctions professionally, ensuring that assets are liquidated at optimal values to maximize recovery for our clients.

How Our SARFAESI Enforcement Services Benefit You

By choosing Kaizen and Shield for SARFAESI-driven debt recovery, you can expect:

• Efficient NPA Resolution: Our expertise in SARFAESI enforcement leads to the quick and effective resolution of NPAs, minimizing the impact of defaulted loans.
• Securitization of Financial Assets: We assist clients in the securitization of financial assets, enabling more efficient asset management and recovery.
• Accuracy and Compliance: With a focus on compliance with the SARFAESI Act, we ensure that every step of the process is handled accurately, reducing the risk of legal complications.
• Reduced Turnaround Time (TAT): Our optimized approach to SARFAESI enforcement significantly reduces recovery time, ensuring that financial institutions recover their dues faster.
• Legal Debt Collection: Our team specializes in legal debt collection strategies under the SARFAESI Act, ensuring that all actions are taken in full compliance with the law.

Why Choose Kaizen and Shield for SARFAESI Enforcement Services?

Unlike other service providers, Kaizen and Shield stands out due to:

• Skilled Resources: Our team consists of professional SARFAESI loan recovery agents, legal experts, and a highly trained workforce that brings a wealth of experience to every case.
• Comprehensive SARFAESI Services: We provide a full spectrum of SARFAESI enforcement services, including asset repossession, property auctions, legal debt collection, and Section 14 orders execution.
• Automation and Technology: Our CRM system allows clients to track progress in real-time, offering complete transparency and accurate updates throughout the SARFAESI enforcement process.
• Industry-Leading Turnaround Time (TAT): We are committed to reducing the time required for SARFAESI enforcement, ensuring that your recovery process is swift and efficient.
• Proven Track Record: With over a decade of experience, we have built a reputation for delivering successful results in SARFAESI enforcement, from legal notices to property auctions and debt recovery.

Our SARFAESI Enforcement Services provide comprehensive, reliable, and legally compliant solutions for managing NPA accounts and recovering financial assets. We ensure that every case is handled with professionalism, accuracy, and transparency, driving successful resolutions in the most efficient manner possible. Partner with Kaizen and Shield to navigate the complexities of the SARFAESI Act and ensure timely and accurate recovery of outstanding dues.